:root{
  --navy:#1f3b6d; --navy-d:#16305c; --gold:#f2b632; --gold-l:#ffca4d;
  --cream:#f7f3ea; --cream-w:#efe9db; --red:#c0442f;
  --ink:#0f172a; --slate:#475569; --line:#e2e8f0;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Inter,system-ui,sans-serif;background:var(--cream);color:var(--ink);line-height:1.6;-webkit-font-smoothing:antialiased}
.container{max-width:1150px;margin:0 auto;padding:0 24px}
.narrow{max-width:760px}

/* ---- nav ---- */
.nav{position:sticky;top:0;z-index:50;background:rgba(247,243,234,.92);backdrop-filter:blur(8px);border-bottom:1px solid #ddd5c4}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:66px;gap:20px}
.mark{font-weight:800;font-size:20px;color:var(--navy);text-decoration:none;letter-spacing:-.02em;white-space:nowrap}
.mark em{font-style:normal;color:var(--red)}
.nav-links{display:flex;gap:26px;list-style:none;align-items:center}
.nav-links a{font-size:14px;font-weight:600;color:var(--ink);text-decoration:none;border-bottom:2px solid transparent;padding-bottom:2px}
.nav-links a:hover,.nav-links a.on{border-bottom-color:var(--gold)}

/* ---- buttons ---- */
.btn{display:inline-block;padding:13px 22px;border-radius:14px;text-decoration:none;font-weight:700;font-size:15px;border:none;cursor:pointer;font-family:inherit}
.btn-gold{background:var(--gold);color:#111827}
.btn-gold:hover{background:var(--gold-l)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:#27498a}
.btn-outline{border:1px solid rgba(255,255,255,.45);color:#fff}
.btn-outline:hover{background:rgba(255,255,255,.1)}
.btn-sm{padding:10px 18px;font-size:14px}

/* ---- shared bits ---- */
.eyebrow{display:inline-block;background:#ffffff14;padding:8px 14px;border-radius:999px;font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase}
.eyebrow.dark{background:transparent;padding:0;color:var(--navy)}
.hero{background:var(--navy);color:#fff;padding:64px 0 58px}
.hero h1{font-size:46px;line-height:1.08;font-weight:800;margin-top:20px}
.hero h1 span{color:var(--gold)}
.hero .deck{margin-top:20px;font-size:20px;line-height:1.65;color:#dbe4f0;max-width:60ch}
.cta-row{margin-top:28px;display:flex;gap:12px;flex-wrap:wrap}

.section{padding:72px 0}
.band{background:var(--cream-w);border-top:1px solid #ddd5c4;border-bottom:1px solid #ddd5c4}
h2{font-size:32px;font-weight:800;color:var(--navy);line-height:1.18}
h3{font-size:20px;font-weight:700}
.lead{font-size:18px;line-height:1.8;color:#243247;margin-top:16px}

.pull{margin:34px 0;padding:26px 30px;background:var(--navy);color:#fff;border-radius:20px;border-left:6px solid var(--gold);font-size:22px;font-weight:600;line-height:1.45}
.pull.red{border-left-color:var(--red)}

.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:30px}
.stat{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px}
.stat .n{font-size:36px;font-weight:800;color:var(--navy);line-height:1.05}
.stat .n.red{color:var(--red)}
.stat .l{font-size:14px;color:var(--slate);margin-top:8px;line-height:1.5}
.src{display:inline-block;margin-top:10px;font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--navy);text-decoration:none;border-bottom:1px solid var(--line);font-weight:600}
.src:hover{border-bottom-color:var(--navy)}

/* ---- cards ---- */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:32px}
.card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:26px;text-decoration:none;color:inherit;display:flex;flex-direction:column;transition:transform .14s,box-shadow .14s}
a.card:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(31,59,109,.10)}
.card .meta{font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--red)}
.card h3{margin-top:10px;color:var(--navy);line-height:1.28}
.card p{margin-top:10px;font-size:15px;color:var(--slate);line-height:1.65;flex:1}
.card .more{margin-top:16px;font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--navy)}

/* ---- prose (articles) ---- */
.prose{max-width:720px}
.prose p{margin-top:20px;font-size:18px;line-height:1.85;color:#243247}
.prose h2{margin-top:46px;font-size:28px}
.prose h3{margin-top:34px;font-size:21px;color:var(--navy)}
.prose ul,.prose ol{margin-top:18px;padding-left:24px}
.prose li{font-size:18px;line-height:1.8;margin-bottom:10px;color:#243247}
.prose blockquote{margin:32px 0;padding:20px 26px;background:#fff;border-left:5px solid var(--gold);border-radius:0 16px 16px 0;font-size:20px;font-weight:600;color:var(--navy)}
.prose a{color:var(--navy);text-decoration:underline;text-underline-offset:3px}
.prose img{max-width:100%;border-radius:16px;margin-top:24px}
.prose table{width:100%;border-collapse:collapse;margin:28px 0;background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden}
.prose th{background:var(--navy);color:#fff;text-align:left;padding:12px 14px;font-size:13px;text-transform:uppercase;letter-spacing:.06em}
.prose td{padding:12px 14px;border-top:1px solid var(--line);font-size:16px}

/* ---- reading list ---- */
.links{margin-top:32px;display:grid;gap:12px}
.link{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px 22px;display:grid;grid-template-columns:1fr auto;gap:18px;align-items:center}
.link h3{font-size:17px;line-height:1.35}
.link h3 a{color:var(--navy);text-decoration:none}
.link h3 a:hover{text-decoration:underline}
.link .why{font-size:15px;color:var(--slate);margin-top:6px;line-height:1.6}
.link .from{font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--red);margin-bottom:6px}
.link .yr{font-size:13px;color:#94a3b8;font-weight:600;white-space:nowrap}

.note{margin:30px 0;background:#fffbeb;border:1px solid #fde68a;border-radius:16px;padding:20px 22px;font-size:15px;line-height:1.75;color:#78350f}
.note b{display:block;color:var(--ink);margin-bottom:4px}

/* ---- footer ---- */
.foot{background:var(--navy);color:#dbe4f0;padding:52px 0 28px}
.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:36px}
.foot-mark{font-size:26px;font-weight:800;color:#fff}
.foot-tag{color:var(--gold);margin-top:6px;font-size:15px}
.foot h4{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:#8fa3c0;margin-bottom:12px;font-weight:700}
.foot ul{list-style:none}
.foot li{margin-bottom:9px}
.foot a{color:#c6d2e4;text-decoration:none;font-size:15px}
.foot a:hover{color:#fff}
.foot-bottom{margin-top:38px;padding-top:20px;border-top:1px solid rgba(255,255,255,.15);font-size:13px;color:#8fa3c0;display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}

a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid var(--gold);outline-offset:2px}

@media(max-width:900px){
  .nav-links{display:none}
  .stats,.cards,.foot-grid{grid-template-columns:1fr}
  .link{grid-template-columns:1fr}
  .hero h1{font-size:32px}
  h2{font-size:26px}
  .pull{font-size:19px;padding:22px}
  .section{padding:52px 0}
}


/* ---- accessibility ----
   Most of the people this site is for are older, and many are disabled.
   This is not decoration. It is the audience. */

.skip{
  position:absolute;left:-9999px;top:0;z-index:100;
  background:var(--gold);color:#111827;font-weight:800;
  padding:14px 22px;border-radius:0 0 12px 0;text-decoration:none;
}
.skip:focus{left:0}

/* Bigger, easier tap targets — arthritic hands, phone screens, older eyes */
@media(max-width:900px){
  .btn{padding:16px 26px;font-size:16px}
  .nav-links a{padding:10px 0}
  input,select,textarea{font-size:16px;padding:15px 16px}  /* 16px stops iOS zooming on focus */
  .link h3 a,.org h4 a{padding:4px 0;display:inline-block}
}

/* Respect people who get motion sickness */
@media(prefers-reduced-motion:reduce){
  *{animation:none !important;transition:none !important;scroll-behavior:auto !important}
}

/* Respect people who need high contrast */
@media(prefers-contrast:more){
  body{color:#000}
  .lead,.card p,.stat .l{color:#1a2332}
  .card,.stat{border-color:#94a3b8}
}

/* Never hide the focus ring. Some people navigate entirely by keyboard. */
*:focus-visible{outline:3px solid var(--gold);outline-offset:3px}